11 Totally Legit Ways To Make Money On Your Phone

Turn your phone into a money-making machine. Discover legit apps and strategies to earn real cash from your phone. No gimmicks, just results.

Tired of doom scrolling for ways to make money and finding nothing but scams and time-wasters?

I spent the last few months testing every “make money from your phone” app I could find. Most were garbage. Some paid pennies for hours of work. A few were outright scams.

But I found 11 apps that actually paid out real money: $200-$400/month when used consistently. Not life-changing income, but legitimate side money that hits your bank account.

Here’s every app that actually put money in my account. No affiliate BS, no fake screenshots, just honest results from real testing.

The Apps That Actually Paid Me

Quick context: I used each of these for at least 2-3 weeks before adding them to this list. If it didn’t pay out or felt sketchy, it’s not here. Everything below is legit and I’ve cashed out real money from all of them.

1. Bigcash

⭐ $15 Sign-Up Bonus

Bigcash has over 3,000 app testing offers live right now, with new ones dropping daily. Download a shopping app, play a mobile game to level 10, test a fitness tracker. The standard offers pay $3 to $15, but the premium tasks hit $50 to $170 when you complete bigger milestones. You get the $15 bonus immediately after your first cashout, and the $1 minimum means you can withdraw within 30 minutes of starting. What separates this from every other testing app is their support team actually responds in under 12 hours when offers don’t track.

$15 bonus after first cashout Cash out at $1 Support responds in 12 hours
Claim $15 Bonus →
My experience: I’ve tested dozens of GPT apps and deleted most within a week. Bigcash is different. Had one offer not track after I finished it, sent one email, and got my $15 credited in 11 hours. That never happens. Been using it for months and cashed out over $200 total. The high-value offers take longer but they actually pay out.

2. Branded (Seen on CBS)

$100+ Per Task

Branded pays you real money to test new games, apps, and complete simple tasks on your phone. Sign up, choose from available offers (like testing a game to level 5), and get paid when you complete them. The more you use it, the more high-paying tasks unlock.

Some tasks pay $100+ Free to join PayPal cashout
Start Testing Apps →
My experience: Wildly underrated. The higher-paying tasks take time but the payouts are real. I completed a game offer for $45 in about a week of casual play.

3. Get Paid to Share Apps

Earn $10-30/Day

MeiggsMedia is building a team of passionate promoters who are active on Facebook groups or Reddit communities related to passive income, personal finance, or side hustles. You’ll get exclusive referral links to finance offers (like some of the offers on this list) and earn commissions for every sign-up. No experience needed—just authenticity and willingness to share valuable resources with your communities.

Get paid $10-30 per day posting referral links Get paid for every sign up Perfect for active Facebook group & Reddit users
Apply Here →
Who this is for: If you’re already active in personal finance communities and want to earn extra income by sharing legitimate money-making opportunities, this is perfect. They provide the links, you share them where they’re genuinely helpful. Simple, authentic, profitable. Get paid monthly via PayPal and track earnings daily on your dashboard.

4. Fundrise

Passive Income

Invest $10 in real estate and watch it grow on autopilot. Takes 2 minutes to set up. Your money goes into actual real estate that pay you dividends. No grinding, no surveys, no games. Just passive income while you sleep.

Start with just $10 Earn while you sleep Withdraw anytime
Start Earning Now →
My experience: This is where I park my earnings from all the apps on this list. Start with $10, then funnel your beer money here instead of letting it sit in PayPal doing nothing. I get paid dividends every quarter, legit passive income. Takes 2 minutes to set up, zero effort after that.

5. Freecash

Free $5

Freecash has some of the highest paying offers (up to $5k!) so it pays to check the site everyday. But anyone can join, for the lazy, the minimum cashout is only $0.50 via PayPal, Bitcoin, or gift cards, which means you can literally cash out every single day. You can complete your first task today and get paid.

$0.50 minimum cashout Instant Bitcoin withdrawals Stake offers pay $3,000+
Claim $5 Sign-Up Bonus →
My experience: I’ve made over $1,000 with the Stake offers alone, so if you haven’t done those yet, they’re super lucrative. The $0.50 minimum is a game changer because I can cash out daily via PayPal or Bitcoin instead of watching my balance sit there for weeks. Transfers are instant and this is easily one of my highest earners.

6. Arrived

Get Rent Checks

Put in $100. Get rent checks from tenants. That’s it. Arrived buys rental houses, you chip in $100, and when people pay their rent, you get paid too. No dealing with tenants, no fixing toilets, no property management. Just pick a house you like, invest $100, and collect rent money every 3 months. The average person makes 10-20% per year from rent payments plus the house going up in value. Need your money back? Sell your piece of the house in 2-3 days.

Start with $100 Get rental income monthly Arrived is backed by Jeff Bezos
Start Getting Rental Income →
My experience: I put $100 into a rental house in Nashville a few months ago. Now every month, I get money from the tenant’s rent payment. This is legit. No phone calls, no repairs, nothing. Just money showing up. Arrived handles it all. I’ve done this with 4 houses now and it’s the easiest passive income I’ve ever made.

7. Testerup

$50+ Per Task

Testerup lets you earn real money as an online tester. Get paid to test new games, apps, and complete simple tasks on your phone. Sign up, choose from available offers (like downloading the free Tik Tok app), and get paid when you complete them. The more you use it, the more high-paying tasks unlock.

Some tasks pay $50+ Free to join PayPal cashout
Start Testing Apps →
My experience: Another wildly underrated app. The higher-paying tasks take time but the payouts are real. I completed an app download and earned $7 in minutes.

8. National Debt Relief

Free Debt Analysis

Drowning in debt? The longer you wait, the worse it gets. If you have $10,000+ in unsecured debt from credit cards, medical bills, or personal loans, National Debt Relief could help you settle for less than you owe. Their certified debt specialists work with one low monthly deposit and no upfront settlement fees. You could be debt-free in as little as 24-48 months. Answer a few quick questions to see if you qualify. The consultation is free and takes just minutes.

Become debt-free within 24 to 48 months Relieve stress Free debt analysis
Get A Free Debt Analysis →
My experience: App bonuses are fun, but if you’re drowning in debt, a few extra bucks won’t fix the bigger issue. To make this worthwhile, you’ll need at least $10,000 in unsecured debt (like credit cards, personal loans, or medical bills). If debt is weighing you down, it’s worth seeing what options you have—it costs nothing to check.

9. Ark7

$50 Bonus

Own a piece of a rental property for $20. Ark7 buys rental houses, you buy shares for as little as $20, and when tenants pay rent, you get paid. No property management, no repairs, no tenant calls. Just pick a property you like, invest $20, and collect monthly dividends. The average investor earns 8-12% annually from rent payments plus property appreciation. Want your money back? Sell your shares on their secondary market.

Start with just $20 Monthly dividend payments Earn $50 bonus credits
Start Investing in Real Estate →
My experience: I bought shares in a rental property for $20 just to test it out. Now I get dividend payments every month from the rent. No drama, no maintenance calls, just passive income hitting my account. I’ve invested in 3 properties now and it’s the lowest barrier to entry for real estate I’ve found. The dividends aren’t huge on $20, but it actually works.

10. Upside

$5 Bonus

Link your card once, earn cash back forever. Download Upside, connect your debit or credit card, and start earning automatic cash back at gas stations, grocery stores, and restaurants. Tap an offer before you go, pay with your linked card like normal, and the cash shows up in your account. No scanning receipts on most purchases, no changing how you shop, no hassle. Just link your card and let it run on autopilot. Most users pocket $100-300+ per year without thinking about it.

$5 bonus with code ‘MMGCASH’ Automatic cash back with linked card Earn $100+/year passively
Claim $5 Bonus →
My experience: I linked my card in January 2025 and made over $430 by December doing literally nothing different. Gas runs, grocery trips, dinner out – all tracked automatically. I check in with one tap before filling up and the money just appears. Zero effort after the initial 2-minute setup. This is the definition of passive income.

11. AppFree

U.S. Only

Most reward apps make you grind to $10 or $20 minimums. MyAppFree lets you cash out at $1. Download an app, play to level 5, get paid. The missions are simple: test a budgeting app for 5 minutes, play a puzzle game to level 3, try a meditation app. Each pays $1 to $5, with high-value offers hitting $20 to $40. When tracking fails, support actually fixes it in under an hour instead of ghosting you. This is the only testing app where you can see real money in your account within an hour of signing up.

Cash out at $1 (not $10 or $20 like other apps) Earn $10+ in your first hour Same-day PayPal payouts
Get Paid in 1 Hour →
Why it stands out: I tested this expecting another scam and cashed out $8.50 in 45 minutes. PayPal hit my account before I finished lunch. The offers actually track, and when one didn’t register, support credited my account in 30 minutes. Every other GPT app ignores you or takes 3 days to respond.

TL;DR: Start With These 2

If you’re trying to use a few apps for the highest earning potential start with Branded for high-value app testing offers, and Bigcash to cash out your first dollar today and claim a $15 welcome bonus.

Look, this won’t replace your income. But if you actually download 4 to 5 of these apps and use them during your commute, lunch breaks, or while watching TV, you’re looking at an extra $200 to $400/month. That’s groceries. That’s your car payment. That’s a weekend trip you couldn’t afford before.

I’ve been running these apps for 6 months and the money just keeps hitting my PayPal. No boss, no schedule, just phone games and quick tasks that actually pay out.

We earn a commission for this endorsement of Fundrise.
Brian Meiggs
Brian Meiggs
I'm the founder of Gigs Done Right and I spend way too much time testing apps that claim to pay you. Most don't. The ones that actually deposit money into my PayPal are what you'll find on this site. I've been covering the gig economy for years and moderate r/earnextraincome where over 100k people share what's actually working (and what's a scam). My work has been featured in Business Insider, Yahoo Finance, and NASDAQ, but honestly, I'm just a guy who got tired of watching people waste time on apps that never pay out. Every app and side hustle on Gigs Done Right has been personally tested by me. If the money didn't hit my account, it's not here. No fluff, no fake promises, just honest breakdowns of what actually works.

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Betty M.

Thanks for the list on ways to make money on your phone. Just a tip for anyone else. The best app is Swagbucks. Between the paid emails and the surveys you can earn a little everyday. Before you know it you will have enough points to exchange for a gift card of your choice. This is a no brainer….

ashfaqulla
ashfaqulla
Reply to  Betty M.

from india i cant get more mone in a day..which i got that too low on swagbucks..give some tips for earning more SB on swagbucks

Kamal Tur
Kamal Tur

Hi, I am doing survey type task from last few months. I choose survey carrier as my 2nd opportunity. I am inspired reading your article. You have mentioned all the necessary key information which I looking for. I am following another platform named dailyonlinesurvey.

MIA
MIA

Thanks for an article 🙂 You have quite good ideas, but I noticed that you did not mentioned passive income app Honeygain that I personally use 🙂 So, it makes me around $30 per month so not that fast but you earn it just by leaving this app running on my devices background‚ Basically this is an app that lets you sell your unused internet traffic via it. Plus, you can always use extra $5 coupon secret5 to reach their $20 minimum payment faster