Whether you need a boost in your savings or want to treat yourself to something a little special, it is fantastic when you can accomplish this with free money.
While you’re not likely to get rich quick, there are lots of ways to get free money just by completing some simple tasks or using money making apps around your regular schedule.
I’ve used several of these free money ideas and services to earn free cash over the years. Check these legitimate ideas out and pick the ones that make the most sense for you.
Get Free Money Online:
In a hurry?
Here are some of the top ways to make money this month for free.
Disclosure: Please note that some of the links below are affiliate links and at no additional cost to you, I’ll earn a commission. Know that I only recommend products and services I’ve personally used and stand behind.
1. Invest With Public
If you get the investing bug, Public will not only give you access to thousands of stocks and EFTs, but you’ll also enjoy free stock worth up to $20, zero management fees and zero trading fees.
It’s a great way to build passive income and let your money make you money.
2. Get Rewarded for Playing Games
Yes, you can even get free cash for playing games. There are a number of apps that will award you points for downloading and playing games. While this is simply fun and games for you, it provides feedback for game developers to work out any bugs before it is officially launched to the public.
A great example of these types of apps is Mistplay. This platform allows you to choose games from a list and earn rewards for completing specific tasks such as downloading, playing and testing games. Mistplay is completely free and you can receive prizes like a Visa Card or Steam Credit.
3. Take Some Surveys
Online surveys are a way for companies to get honest feedback on their products and services, and you’ll be rewarded for your time with free money. Most of these platforms and apps allow you to accumulate points that can be exchanged for a free gift card or PayPal payment. Some of the most popular survey companies include:
Avg. Payout: $0.30 - $3.00 per survey
Avg. Payout: $0.50 - $3.00 per survey
Avg. Payout: $0.50 - $3.50 per survey
Survey Junkie: After you sign up for your free account, you can start to make money immediately. The surveys are matched to your demographics and you’ll be informed of how many points each survey is worth before you start. Every 100 points is worth $1 and you can cash out with a gift card or PayPal payment.
InboxDollars: This market research company works with large organizations and corporations and by completing surveys you’ll be helping to influence important decisions. InboxDollars is open to American citizens living in the U.S and you need to be aged 13 or over.
Swagbucks: You can take Swagbucks surveys on any device and the company has paid out almost $593 million to members just for taking surveys. Surveys are matched to your demographic information and you can browse available surveys or be notified by email as each qualifying survey becomes available.
4. Get a Bank Bonus
A bank account is crucial for day to day activities, but it could also be a way to get some free money. There are numerous types of bank accounts and many banks offer bonuses when you sign up for a certain type of account or put a specific amount in a deposit account. This can vary from $50 for new customers through to a couple of hundred dollars for making a large deposit.
For example, want to get spotted a $150 for free? Simply sign up for Albert, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card.
You’ll get the $150 bonus when you receive a qualifying direct deposit and use your Albert debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.
The promotional offer from Albert is quite generous and fairly routine. To get the $150 cash, you just need to receive a qualifying direct deposit of at least $200 and spend at least $100 on goods and services every 30 days for 90 consecutive days with your Albert debit card.
Most finance experts agree that you should have multiple bank accounts to keep your finances organized, so you don’t even have to go through the hassle of closing out your old bank account. You can even use your new account to aid your budgeting efforts and you may be able to boost your savings further.
5. Enjoy Retailer Rebates
According to CNBC, Black Friday 2019 generated $7.4 billion in sales, so you can imagine the retail sales figures that are accumulated through the rest of the year. Most of us contribute to these impressive figures, but you could also generate some free cash in 2022 with retailer rebates.
Fortunately, you don’t need to search for special rebate offers as there are some great apps that can allow you to earn cash back on your regular purchases. These apps allow you to accumulate cash back at your favorite stores, so you can get free cash just for doing your regular shopping activities.
The Ibotta cash back app allows you to earn free cash with lots of different retailers. You can claim offers, link the app to loyalty cards or scan receipts to receive your cash back. You can even earn cash back by slightly modifying your grocery shopping, so you may claim $1 for buying a six pack of Coke or a couple of dollars for a specific brand of dog food.
6. Complete Microtasks
MyPoints: This website offers points for completing surveys, watching videos and doing online shopping. You can get cash back and gift cards for a variety of popular stores including Amazon.com. You can sign up for a free account and start working towards getting your hands on free cash.
7. Automatically Save Money With Rocket Money
The Rocket Money app lets you easily cancel unwanted subscriptions. Once linked to your accounts, Rocket Money can help you to cut any recurring charges for the service that you no longer use and can negotiate better deals.
This app will act as a financial assistant to save you money, strategically cut your spending and tackle any debt. If you want to easily track your spending then give Rocket Money a try.
8. Get $1 Free for Linking a Card
Do you want to get automatic cash back but not have to worry about scanning receipt after receipt?
That’s exactly what the new Dosh app accomplishes and when you shop as usual you can earn a ton of free cash at thousands of brands and over 600k hotels.
Plus, they’ll give you a $1 bonus for connecting your first card. Easy extra bucks for your wallet.
9. Get a Rewards Credit Card
A rewards credit card can offer you something for nothing if you meet the specific lender requirements. You can usually enjoy a sign up bonus or cashback on your spending, which can be worth hundreds of dollars. Additionally, if you choose a card that doesn’t charge an annual fee, you could get free cash and save money.
It is important that you choose a card that fits with your typical spending habits and rewards you for your regular purchases. So, there is no point in choosing a card that rewards you in AirMiles, if you like to stick close to home. You should also aim to clear your balance within any interest-free period, so you can ensure that your free money is genuinely free.
One card that is interesting is the new Bitcoin Rewards Visa Card from Upgrade. It’s like other reward credit cards, but instead of getting 1.5% cash back on all purchases, you get 1.5% back in Bitcoin — there’s no specific category, no partner retailer, no point system. It’s a straightforward, uncapped cash back program so you can earn free Bitcoin.
10. Claim Free Money with Apps
When you’re looking for free money fast it’s important to consider free money offers. There are so many apps and websites offering cash rewards for signing up or using their service. You can start making money by claiming app bonuses and bank offers.
- Current: Want to get spotted a $200 for free? Current will spot you $200 when you join. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.
- Albert: Need to get $250 right now? Albert will spot you as much as $250 with no credit check, interest, or late fees. Join now and get $150 free.
- Fundrise: Fundrise gives you a $10 bonus upon account approval. Testing this offer, I got the bonus after opening account and investing as little as $10.
11. Earn Free Cash for Buying Gas and Food
One of the best ways to get free money now is simply by getting cash back on things you’re already buying, like gas and food.
You may be thrilled to learn about Upside which lets you earn money back on your gas purchases. It’s really that simple.
12. Get Paid for Your Selfies
This is a fun one; Pay Your Selfie pays users for taking selfies in various locations. The information is used to help companies marketing in different areas of the country based on demographic data. There is a list of selfie tasks waiting for users, so you can make a little side money for taking fun selfies.
13. Earn Free Cash with Live Trivia
Are you good at trivia and want to monetize your smarts? Then you will want to learn about this new trivia game for your phone.
Swagbucks LIVE is a trivia game show where you test your knowledge to win huge cash prizes. The best part? It’s free.
14. Get a Bonus Refinancing Your Student Loan
If you’re one of the 44 million Americans with student loan debt, you can turn this to your advantage and get a cash bonus by refinancing. In simple terms, refinancing means that you create a new loan to pay off your existing loans, ideally at a lower interest rate. This can consolidate your loan payments to save you money.
In addition to freeing up some of your monthly income, many refinancing companies pay new customers cash when they open an account. For example, Credible provides up to a $100 bonus, while SoFi offers a $100 cash bonus when you refinance your student loans.
14. Book Your Reservations with Seated
With the Seated app, you can enjoy up to 30% on your meals with practically no effort. The app is easy to use; once you’ve downloaded it, you just need to book any dinner reservations with one of the partner restaurants. Every time you book a table, you’ll enjoy 30% of your bill back in the form of a gift card.
The only potential downside is that Seated is only available in limited locations. Currently, there are only restaurant partners in Chicago, New York, Philadelphia, Atlanta, and Boston. However, the app is set to expand to other areas of the country.
15. Start Microinvesting
If you fancy investigating investment opportunities, there are some apps that will give you a free bonus to start micro investing.
Or you can actually get a free share of Apple, Microsoft, or Facebook from Robinhood — just for signing up.
You don’t even have to add any money to your account, just sign up and you’ll receive the free share of stock in your account within days.
16. Get in Shape
If your 2022 New Year’s resolution was to lose weight or improve your fitness level, you can transform this into earning free cash. Apps like HealthyWage allows you to win money by wagering on your own weight loss and fitness goals. Although you need to put money down, there is a chance to win up to $10,000.
17. Hit the Road
The ridesharing company Lyft is now guaranteeing that new Lyft drivers will earn $1000 within a set time frame. This Earnings Guaranteed program ensures that if you fail to make the $1000, Lyft will pay you the difference. This is one of the best side gig economy jobs to make money quickly!
18. Earn Free Gift Cards for Walking Into Stores
Next time you step into any retailer would you prefer earning free gift cards just for having an app installed?
Well, if so then you should learn about the Shopkick app.
Shopkick is the free app that rewards you for simply walking into stores. Earn reward points (we call them kicks), then redeem for a wide selection of free gift cards!
19. Get Paid to Use Less Electricity
Arcadia Power was created to give everyone a simple, free way to choose renewable energy.
Support renewable energy projects at no extra cost, reducing your impact on the environment every month.
When a lower energy rate is available in your area, they automatically get it for you with its Smart Rate program. No commitments or binding contracts, just savings for you and that’s as good as free money.
Frequently Asked Questions (FAQ)
Free money is possible in 2022. You can obtain free money and extra cash by signing up for apps, doing microtasks, survey sites, sharing your internet usage, watch videos or ads for money, using referral codes, or get rewarded for playing games.
You can’t simply just get handed free money or extra money — you will have to put in the work. Sometimes the work is as simple as claiming sign up bonuses or answering surveys online. Or you can try your luck with game apps that pay real money.
You can get free money by downloading money making apps, claiming credit card bonuses, or doing quick side hustles.
You can find ways to earn free PayPal money instantly by taking online surveys, sign up for cash back apps, or use gig economy apps. You can see a good list of 19 ways to get free PayPal money instantly here.
So, Can You Really Score Free Money in 2022?
As you can see, there are some great ways to get free money in 2022. In most cases, all you need to do is sign up and complete some simple tasks, such as answering survey questions, playing games or opening up a new bank account. However, you can also earn cash for doing the things that you enjoy including shopping and dining out.
The internet and mobile devices have made it easy to find great opportunities including getting your hands on free money. All you need to do is sign up and seize your share.
Got some more time? I recently released our list of secret ways to make money fast today.
Income Boosters for Gig Workers
The income booster section provides recommendations for financial products that offer sign-up bonuses.